FINANCIAL AID
CT Culinary Institute has a full-time Financial Aid
Department available to help students who qualify, with
financing their education. Our Financial Aid Advisors will
assist each applicant in determining the amount and type of
financial aid they qualify for.
Types of Financial Aid Available to Students
Federal Stafford Loans (Subsidized)
These low-interest loans are made to students attending
school at least half-time by a lender such as a bank, credit
union, or savings and loan association. The loans are based on
financial need and must be repaid. The loan is interest free
until it goes into repayment six months after the student's
last day of attendance.
Federal Stafford Loans (Unsubsidized)
These low-interest loans are generally made to
"independent" students attending school at least half-time by
a lender such as a bank, credit union, or savings and loan
association. Students do not have to demonstrate financial
need to obtain this loan. Although the loan goes into
repayment six months after the student's last day of
attendance, interest begins accruing as soon as the funds are
disbursed.
Federal PLUS Loans
These loans enable parents without adverse credit to borrow
for each "dependent" student enrolled at least half-time.
Similar to Federal Stafford Loans, a lender such as a bank,
credit union, or savings and loan association makes these
loans. The yearly loan limit is your cost of attendance, minus
any other financial aid you receive. Generally, repayment
begins within 60 days after the loan is fully disbursed.
Pell Grants
Pell Grants are need-based awards that do not have to be
repaid. The award amount varies depending on a student's
eligibility. Students may be entitled to apply for Pell Grants
in each award year they attend.
FSEOG (Federal Supplemental Educational
Opportunity Grants)
For students with exceptional financial need; priority is
given to Federal Pell Grant recipients; funds depend on
availability at the school.
Federal Work-Study Program
The Federal Work-Study Program allows eligible students
with financial need to work part-time to help pay education
expenses. Awards depend on when you apply, your level of need
and the availability of funds.
Fill
out a contact form and an admissions representative will be in
touch with
you.
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